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Putting Clients First
Giving Annual Reviews
Planning for You
You are busy running your business
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You can rely on us to handle the Commercial Insurance necessary for your business. Hillcrest Agency works with standard insurance companies and as a broker in the specialty marketplace. That means that Hillcrest clients have the advantage of insuring through special programs and more companies who offer competitive packages for premium savings. We have been able to help many business owners with unusual or difficult operations obtain Property, General Liability and Professional Liability.
Having the proper insurance to pay for replacing your property after a claim or providing defense for a lawsuit is very important.
Our licensed independent agents have specialized expertise and experience to solve insurance problems and negotiate competitive premiums. Because of our long term relationships with brokers and company underwriters, we have the ability to find the best insurance to protect your business.
Commercial Property insurance protects your business against damage to buildings and its contents from fire, theft, and other hazards. Tools and equipment are insured while on your trucks and at the job site. There are many types of Commercial Property coverage that a business can choose. Let our agents help you find the best coverage for your company.
Business owners are responsible for Bodily Injury and Property Damage that occurs as a result of their employee’s actions and work. Even if they are not at fault, defense coverage is necessary to pay costly legal fees. The right insurance coverage is very important if you find yourself facing a lawsuit. We help protect your business from claims that could put your assets at risk.
Environmental Insurance protects contractors and consultants with pollution exposures. Some examples of pollution coverage are Premises Pollution Liability, Environmental Consultants Liability, Contactors Pollution Liability, and Transportation Pollution. Standard General Liability policies will exclude many of the coverage’s that environmental contractors and consultants need. Packaging General Liability and Pollution Liability on one policy offers a premium savings to our clients.
Hillcrest Agency places insurance for many self storage facilities. Our licensed independent agents insure new buildings under construction, older building conversions and after completion. Special enhancements are added to self storage policies that are not available on standard package policies. Hillcrest Agency works with 5 special self storage program insurers to provide extra coverage.
Commercial Auto Insurance covers the vehicles owned and used in your business. Liability, Medical Payments, Comprehensive and Collision are written for all vehicles from private passenger autos to tractor trailers.
Even if you have controls in place, you are still at risk. Large companies with sophisticated security systems are attacked. Small businesses get viruses from social media interaction. An employee can lose a mobile device containing passwords, emails and contact information.
We Consider All Your Business Risks
If you need help answering the questions below contact us, today.
- Do you have adequate insured value for Buildings or Homes?
- Do you have updated insurance for Business Personal Property?
- Will you lose Business Income if your building was damaged due to a claim?
- Will you have Extra Expense if you had to operate in a temporary location?
- Do you have enough coverage for Equipment and Autos?
- Do you have the right coverage in the event of a claim?
- Could you cause Property Damage to a building at your customer’s job site?
- Do you have Umbrella Liability for a serious auto accident?
- Have you considered Cyber Security coverage for a data breach?
- Do you have Employment Practices for a discrimination lawsuit?
- Do your employees use Personal Autos in your business?
- How would you pay the costs for your Liability?
Let's Save You Time
Hillcrest agents streamline the paperwork, provide fast turnaround for service requests and coordinate claims so our clients can spend time growing their business.
28 Main Street
Essex, CT 06426
How can we help you today?
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