Healthcare & Social Services

Specialty Insurance Coverage Needed

Healthcare and Social Service organizations offer a variety of medical skills, personal care and community outreach. They need special insurance protection with policies that cover their liability for a claim. Hillcrest Agency has handled the Professional Liability and Workers Compensation for these companies for over 15 years, and has developed excellent relationships with insurance brokers who specialize in this coverage. Our clients rely on us to place their insurance with companies that understand their unique risks.

Professional Liability

This coverage protects counselors when giving advice or medical professionals who may be negligent in providing services to clients. Monetary damages and defense costs are paid for a Professional Liability claim.

General Liability

Incidents involving Bodily Injury and Property Damage will be handled under this type of insurance coverage. Suits for unintentional harm to individuals often have an overlapping of Professional Liability coverage, so it is necessary to have both General and Professional Liability.

Workers Compensation

Employees have accidents while on the job and when moving or lifting patients. Workers should be trained to understand how to prevent injuries and minimize risk to themselves and others.

Property Coverage

Medical professionals own buildings, equipment, and business property that must be insured. Replacement cost coverage for their property is needed to make sure they have full payment after a claim.

Transportation

Commercial Auto Liability with high limits of coverage will protect the business owner for accidents involving owned vehicles and employees driving their own vehicles for business. Having adequate limits of coverage to insure against lawsuits when transporting clients is of particular concern.

Employment Practices Liability

Employee claims for harassment, wrongful termination and discrimination are insured under Employee Practices Liability. Procedures and training are necessary to make sure the employee understands company policies and their own responsibilities.

Cyber Liability

Protection of personal client and employee data is required by law. Cyber Liability will pay for notification costs, credit monitoring, forensics and legal fees should there be a systems breach or an unfortunate employee mistake. Business interruption can also be covered for the time the computer systems are down and business is lost.

How We Save Time
For Our Clients

Hillcrest agents streamline the paperwork, provide fast turnaround for service requests and coordinate claims so our clients can spend time growing their business.

Phone: 860-339-5534
Fax: 860-339-5659
info@hillcrestagency.com

Hillcrest Agency
1201 Boston Post Rd.
Westbrook, CT 06498

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CONTACT

P: 860-339-5534

F: 860-339-5659

info@hillcrestagency.com

HEADQUARTERS

Hillcrest Agency

1201 Boston Post Rd.

Westbrook, CT 06498

SERVICE AREA

CT NY NJ
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