Commercial Property insurance protects your business against damage to buildings and its contents from fire, theft, and other hazards. Tools and equipment can be insured while on your trucks and at the job site.
Weather-related claims are handled easily with the proper coverage. Losses from ice and snow and water damage occur unexpectedly. With adequate insurance protection, our clients can recover from a total loss of the building and contents in a fire. Hillcrest agents work with our clients during the claims process to get back in business faster.
There are many types of Commercial Property coverages that a business can choose. Let our agents help you find the best coverage for your company.
Commercial Property Policy
This policy covers your buildings, office contents and inventory for Replacement Cost or Actual Cash Value in the event of a total or partial loss. It is important to have the proper amount of insurance to cover your costs to rebuild after a claim. Higher deductibles can reduce the premium. Special endorsements add Ordinance and Law coverage for the building, Seasonal Increase for Inventory and Equipment Breakdown.
Business Interruption Coverage
When you experience a loss and you can’t operate your business or use your building, insurance pays for your loss of profit, continuing expenses, loss of rents and the extra expenses to get you up and running again. Our agents can help you choose the limit of insurance and type of coverage needed at the beginning of the policy term or when there is a change in your business.
Machinery & Equipment
Boiler and Equipment coverage is written on special policy forms to include coverage for equipment breakdown. Processing equipment for manufacturers can also be specially insured. Contractors insure their tools and equipment to allow for coverage in transit and while on the job site.
Hillcrest agents solve insurance problems and negotiate competitive premiums with trusted insurance companies and brokers. We work with our clients to find the best insurance coverage to protect their business.
Commercial Property Insurance for All Types of Business Owners, Developers and Investors
Large Renovation Projects
Let's Save You Time
Hillcrest agents streamline the paperwork, provide fast turnaround for service requests and coordinate claims so our clients can spend time growing their business.
1201 Boston Post Rd.
Westbrook, CT 06498
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28 Main Street
Essex, CT 06426